
Thinking about buying your first property?
Tired of passing your hard earned rent over to your landlord? Maybe you've built up some savings and have a downpayment for your own property.
No matter what your situation is, I help simplify the buying process and worry about all the financing details so you can get down to finding just the right property as fast as possible. I am here to help you beat the banks.
Download our Ultimate Home Buying Guide for Buying in the Yukon

Make Sure You Get Pre-Approved Before Shopping and Lock In Your Rate
Each mortgage application is different.
I will help you figure out the numbers so you can stay focused on shopping for properties within your approved price range.
You and your real estate agent will know exactly how much you can comfortably afford along with the assurance of a locked in rate.
10 Reasons To Use A Mortgage Broker
- Access to different lenders, banks, trust companies, investors and financial institutions.
- Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)
- They are experts at matching you with the best-suited mortgage.
- Get mortgage rates at wholesale, guaranteed up to 120 days.
- They work for YOU, not the bank.
- Up-to-date on all the mortgage rates, terms and re-payment options available on the market.
- They only specialize in mortgages and are knowledgeable on current trends.
- They increase competition in the market place, thus keeping rates low.
- They save you time and money!
- Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.

Mortgage Brokers Are Independent, Trained Professionals, Licensed To Represent You!
My primary expertise is locating funding for mortgage financing.
I know where the best rates can be found. What's more, I have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.

Mortgage Brokers Work Hard for YOU and NOT the Banks!
As a broker, I am not limited in the product I can offer you. Brokers seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.
There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today's very competitive marketplace intimidates many Canadian homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your need

How Do Mortgage Brokers Find Superior Rates?
Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.
These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage. I keep up to date with rates and know which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.

Why Should I Go To A Mortgage Broker First?
A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.
Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. I'm trained to present your mortgage proposal where and how it will get the most immediate, positive result.
You don't call an insurance company for insurance. You use an insurance broker, because of their expertise, product knowledge and rates. So remember, call your mortgage broker first!

How Do Brokers Get Better Deals Than Many Banks?
The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.
In addition to these sources, brokers often develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.
What's Next?

Mortgages for People New to Canada
With newcomers to Canada playing an ever-increasing role in Canada's future population growth, mortgage financing is available to borrowers with a permanent and non-permanent residence status with the goal of helping newcomers to Canada realize their dream of home ownership.
Most lenders have policies in place which can accommodate clients who have immigrated to Canada within the last 36 months and who are looking for an insured mortgage. CMHC offers financing that is available to borrowers with both permanent and non-permanent residence status; helping newcomers realize their dream of home ownership in Canada.
I will help you find the best rates and best mortgage options to help you buy your home. Call me today, I am here to help!